St. James City, Florida Mortgage Rates
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Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday. Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.
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St. James City is an unincorporated community and census-designated place (CDP) on Pine Island in Lee County, Florida, United States. The population was 3,784 at the 2010 census,[4] down from 4,105 at the 2000 census. It is part of the Cape Coral-Fort Myers, Florida Metropolitan Statistical Area.
The St. James City CDP occupies the southern half of Pine Island, with the town center situated at the southern end of the island. The community is bordered by San Carlos Bay to the south, by Pine Island Sound to the west, by San Carlos Bay, Matlacha Pass, and Pine Island Creek to the east, and by the community of Pine Island Center to the north. Stringfellow Road (County Road 767) is the main road in the community, running north–south along the center of the island. By road it is 17 miles (27 km) to the middle of Cape Coral and 26 miles (42 km) to downtown Fort Myers, the Lee county seat.